Credit Card in Japan in Less than a Week

A, the dreaded application. Everytime I google they say that for foreigners, credit card applications are painful and usually met with failure. Hence I procrastinated. Plus I had my prepaid card so I figured I should be ok. But since I am encountering some problems lately with a prepaid card, I figured I might as well try.

ANA Mileage. I applied online and got the results within an hour. Guess what – it’s a no.

This Sunday I decided to apply again. To I received an email in Japanese on Monday that I wasn’t approved. Oh well.

Come Tuesday I received another email saying they’ve linked my credit card to my Amazon account. True enough when I checked amazon I do have a new credit card in my payment method. Oh and that they’re sending my credit card to my house. Eh. Must have read the other email wrong.

So. Profile time (so you can compare).

1. I’ve been in my company 1 year and 14 days as of application. I earn a bit more than the average annual rate based on the articles I’ve read. But those averages are too low based on my friends’ salaries haha.

2. I’ve been in my apartment 1 year and a month.

3. I successfully linked the application to my JP Post Bank account, with about two rent’s worth of cash deposit on it.

4. I did not submit any documents.

And that’s it.

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